{"id":421,"date":"2026-05-25T14:23:11","date_gmt":"2026-05-25T14:23:11","guid":{"rendered":"https:\/\/mittalien.de\/buying-a-home-in-italy-with-a-german-payslip\/"},"modified":"2026-09-08T16:14:41","modified_gmt":"2026-09-08T16:14:41","slug":"buying-a-home-in-italy-with-a-german-payslip","status":"publish","type":"page","link":"https:\/\/mittalien.de\/en\/buying-a-home-in-italy-with-a-german-payslip\/","title":{"rendered":"Financing a home in Italy with non-Italian income"},"content":{"rendered":"\t<section class=\"brandd-block brandd-hero brandd-theme-dark brandd-align-center brandd-hero--no-media\" style=\"--brandd-block-bg:#122b38;--brandd-block-bg-image:url(https:\/\/mittalien.de\/wp-content\/uploads\/2026\/05\/10253-2-e1779827036222.webp)\">\n\t\t<div class=\"brandd-block__inner brandd-hero__inner\">\n\t\t\t<div class=\"brandd-hero__content\">\n\t\t\t\t\t\t\t\t\t<h1 class=\"brandd-hero__title font-heading\">Financing the purchase of a home in Italy when your income is not Italian<\/h1>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-hero__description font-body\"><p>You have found the property, or you are about to. The key issue is financing: Italian banks can lend to people who work abroad, but they often struggle to assess income with which they are unfamiliar. This is my job: to determine whether and how you can finance the purchase and to coordinate the entire process through to completion.  <\/p>\n<\/div>\n\t\t\t\t\t\t\t\t<div class=\"brandd-hero__actions\">\n\t\t\t\t\t<a class=\"brandd-hero__button brandd-hero__button--primary brandd-button font-body\" href=\"#prenota\">Book the preliminary call &#8211; 30 minutes, \u20ac50<\/a>\t\t\t\t\t<a class=\"brandd-hero__button brandd-hero__button--secondary brandd-button font-body\" href=\"#processo\">How the process works<\/a>\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/section>\n\t\t<section class=\"brandd-block brandd-media-text brandd-theme-light brandd-media-right brandd-text-align-left\">\n\t\t<div class=\"brandd-block__inner brandd-media-text__inner\">\n\t\t\t\t\t\t\t<div class=\"brandd-media-text__media\">\n\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/mittalien.de\/wp-content\/uploads\/2026\/09\/Gianni-32-10-di-26-1-1-scaled-e1788445040284-1024x1024.jpg\" class=\"brandd-media-text__image\" alt=\"\" srcset=\"https:\/\/mittalien.de\/wp-content\/uploads\/2026\/09\/Gianni-32-10-di-26-1-1-scaled-e1788445040284-1024x1024.jpg 1024w, https:\/\/mittalien.de\/wp-content\/uploads\/2026\/09\/Gianni-32-10-di-26-1-1-scaled-e1788445040284-300x300.jpg 300w, https:\/\/mittalien.de\/wp-content\/uploads\/2026\/09\/Gianni-32-10-di-26-1-1-scaled-e1788445040284-150x150.jpg 150w, https:\/\/mittalien.de\/wp-content\/uploads\/2026\/09\/Gianni-32-10-di-26-1-1-scaled-e1788445040284-768x768.jpg 768w, https:\/\/mittalien.de\/wp-content\/uploads\/2026\/09\/Gianni-32-10-di-26-1-1-scaled-e1788445040284-1536x1536.jpg 1536w, https:\/\/mittalien.de\/wp-content\/uploads\/2026\/09\/Gianni-32-10-di-26-1-1-scaled-e1788445040284.jpg 1707w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"brandd-media-text__content\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"brandd-media-text__title font-heading\">Why doing it alone can cost you months<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-media-text__text font-body\"><p>If you live outside Italy, obtaining financing is a narrow path. The bank in the country where you work is unlikely to take a mortgage over an Italian property because the security is outside its usual scope. Italian banks may do so, but only a few are able to assess a payslip issued abroad, a foreign employment contract or a credit history built in another system.  <\/p>\n<p>Anyone who has tried knows the result: months of emails, documents requested twice and translated three times, and vague replies that amount to neither a yes nor a no. This is not because your case is weak. It is often very strong. The problem is that nobody is presenting it in the right format to the few suitable banks.  <\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/section>\n\t\t<section class=\"brandd-block brandd-media-text brandd-theme-light brandd-media-right brandd-text-only brandd-text-align-center\">\n\t\t<div class=\"brandd-block__inner brandd-media-text__inner\">\n\t\t\t\t\t\t<div class=\"brandd-media-text__content\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"brandd-media-text__title font-heading\">For people who have already decided and want to execute properly<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-media-text__text font-body\"><p>This service is for people who live and work abroad, have a solid income and have already chosen, or are choosing, a property in Italy. Your problem is not \u201chow to buy a home in Italy\u201d; it is how to finance the transaction and reach completion without mistakes. <\/p>\n<p>I do not provide a property-search service: you choose the home. I handle everything required to make it yours. <\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"brandd-media-text__button brandd-button font-body\" href=\"#prenota\">Book the preliminary call \u2014 \u20ac50<\/a>\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/section>\n\t\t<section class=\"brandd-block brandd-heading brandd-theme-light brandd-align-center\" style=\"--brandd-block-bg:#ffffff\">\n\t\t<div class=\"brandd-block__inner brandd-heading__inner\">\n\t\t\t\t\t\t\t<p class=\"brandd-heading__eyebrow font-body\">THE SERVICE<\/p>\n\t\t\t\t\t\t\t\t\t\t<h2 class=\"brandd-heading__title font-heading \">One point of contact, three functions<\/h2>\n\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-heading__subtitle font-body \"><p>I provide strategic and operational advice for property purchases in Italy and handle the work personally: identifying and selecting banks, preparing and translating documents, reviewing documents and contracts, and coordinating the process through to completion. I perform everything that does not require a regulated professional qualification. Matters that the law reserves for licensed professionals remain with them: I select and coordinate those professionals without replacing them. Put simply, I save you months of confusion and bring the right people to the table.  <\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t<\/section>\n\t\t<section class=\"brandd-block brandd-steps brandd-theme-light brandd-steps-columns-3\" style=\"--brandd-block-bg:#ffffff\">\n\t\t<div class=\"brandd-block__inner brandd-steps__inner\">\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"brandd-steps__list\">\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"brandd-steps__item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"brandd-steps__eyebrow font-body\">1<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"brandd-steps__title font-heading\">Identifying and selecting banks<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-steps__description font-body\"><p>Only a small number of Italian banks are willing to assess non-Italian income, and they apply specific criteria. I identify the institutions suited to your case and present your documents in the format they expect. I work with banks that have already financed clients earning income abroad.  <\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"brandd-steps__item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"brandd-steps__eyebrow font-body\">2<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"brandd-steps__title font-heading\">Preparing and translating documents<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-steps__description font-body\"><p>Payslips, contracts, bank statements and certificates: I build the complete file and arrange its translation so that the bank and notary receive clear documents, in the required form, once only.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"brandd-steps__item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"brandd-steps__eyebrow font-body\">3<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"brandd-steps__title font-heading\">Direct support through to completion<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-steps__description font-body\"><p>Document and contract review, property checks, preliminary agreement and completion: I support you personally, step by step. Where the law requires a licensed professional, such as a notary for formal deeds, I select and coordinate that person without replacing them, and translate what they say into clear decisions. If you cannot be in Italy, the purchase can be handled through a power of attorney.  <\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/section>\n\t\t<section class=\"brandd-block brandd-heading brandd-theme-light brandd-align-center\">\n\t\t<div class=\"brandd-block__inner brandd-heading__inner\">\n\t\t\t\t\t\t\t<p class=\"brandd-heading__eyebrow font-body\">THE KEY POINT<\/p>\n\t\t\t\t\t\t\t\t\t\t<h2 class=\"brandd-heading__title font-heading \">Financing is arranged in Italy, not in the country where you work<\/h2>\n\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-heading__subtitle font-body \"><p>Almost everyone starts with their bank abroad. It is the familiar route, but almost never the right one: for a foreign bank, a mortgage over property in Italy is normally outside its scope. The workable route is through Italian banks, on one condition: your income must be presented in a way that allows them to assess it properly.  <\/p>\n<p>In many cases, financing of up to 100% of the purchase may be possible. This is not a promise; it depends on the individual case. There are several practical ways of reaching that level. Which one makes sense in your situation, and on what terms, is precisely what we examine during the call. This analysis cannot be performed on a web page because every case is different.   <\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t<\/section>\n\t\t<section class=\"brandd-block brandd-media-text brandd-theme-light brandd-media-right brandd-text-only brandd-text-align-left\" style=\"--brandd-block-bg:#ffffff\">\n\t\t<div class=\"brandd-block__inner brandd-media-text__inner\">\n\t\t\t\t\t\t<div class=\"brandd-media-text__content\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"brandd-media-text__title font-heading\">Tax and residence: what I can tell you and what I cannot<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-media-text__text font-body\"><p>If you are also considering moving to Italy as part of the purchase, tax regimes exist for people transferring their residence. They are widely discussed, often inaccurately. What applies to you depends on variables that must be checked individually. <\/p>\n<p>Every situation is different. My role is to frame the context and coordinate specialist advisers, not to replace an accountant or tax adviser. <\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/section>\n\t\t<section class=\"brandd-block brandd-media-text brandd-theme-light brandd-media-left brandd-text-only brandd-text-align-left\">\n\t\t<div class=\"brandd-block__inner brandd-media-text__inner\">\n\t\t\t\t\t\t<div class=\"brandd-media-text__content\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"brandd-media-text__title font-heading\">Checks that protect your investment<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-media-text__text font-body\"><p>Before signing, the property must be checked: mortgage and lien status, planning and cadastral compliance, title history and condominium matters. I personally oversee these checks, involving licensed professionals where required, before you undertake any commitment. A problem discovered after completion always costs more than the checks that would have identified it beforehand.  <\/p>\n<p>If you live abroad, you do not have to be present at every stage. The offer, preliminary agreement and final deed can be handled through a power of attorney, with all documents prepared and translated in advance.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t<\/section>\n\t\t<section class=\"brandd-block brandd-heading brandd-theme-light brandd-align-center\" style=\"--brandd-block-bg:#ffffff\">\n\t\t<div class=\"brandd-block__inner brandd-heading__inner\">\n\t\t\t\t\t\t\t<p class=\"brandd-heading__eyebrow font-body\">TRANSPARENCY<\/p>\n\t\t\t\t\t\t\t\t\t\t<h2 class=\"brandd-heading__title font-heading \">Cost<\/h2>\n\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-heading__subtitle font-body \"><p>The preliminary call costs \u20ac50 and lasts 30 minutes. The price is stated here because it is not a marketing device: it is half an hour of work on your case, at the end of which you will know whether and how the financing can be structured. <\/p>\n<p>The full service begins only once formally instructed. My fee is an advisory and coordination fee, defined transparently before the engagement. The quotation lists the advisory fee, translations, coordination of licensed professionals and any power of attorney. There are no surprise figures after the process has begun.  <\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t<\/section>\n\t\t<section id=\"processo\" class=\"brandd-block brandd-steps brandd-theme-light brandd-steps-columns-3\">\n\t\t<div class=\"brandd-block__inner brandd-steps__inner\">\n\t\t\t\t\t\t\t<div class=\"brandd-steps__heading\">\n\t\t\t\t\t\t\t\t\t\t\t<p class=\"brandd-steps__section-eyebrow brandd-heading__eyebrow font-body\">How it works<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"brandd-steps__section-title font-heading\">The process in five steps<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t\t<div class=\"brandd-steps__list\">\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"brandd-steps__item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"brandd-steps__eyebrow font-body\">1<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"brandd-steps__title font-heading\">Preliminary call (30 minutes, \u20ac50)<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-steps__description font-body\"><p>We frame your situation: income, objective and status of negotiations. I explain whether and how the purchase can be financed and which route makes sense. I do not review documents at this stage.  <\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"brandd-steps__item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"brandd-steps__eyebrow font-body\">2<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"brandd-steps__title font-heading\">Engagement and quotation<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-steps__description font-body\"><p>If you decide to proceed, you receive a quotation with clearly itemised charges. The operational service starts only at this point. <\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"brandd-steps__item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"brandd-steps__eyebrow font-body\">3<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"brandd-steps__title font-heading\">File and banks<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-steps__description font-body\"><p>I review the documents, prepare the file, select suitable institutions and submit your application.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"brandd-steps__item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"brandd-steps__eyebrow font-body\">4<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"brandd-steps__title font-heading\">Checks and coordination<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-steps__description font-body\"><p>I oversee the property checks and coordinate the professionals involved, keeping the timetable and all parties aligned: bank, notary, seller and estate agent.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"brandd-steps__item\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<p class=\"brandd-steps__eyebrow font-body\">5<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"brandd-steps__title font-heading\">Preliminary agreement and completion<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-steps__description font-body\"><p>I support you through to signature, in person or through a power of attorney, with every document ready and translated.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/section>\n\t\t<section class=\"brandd-block brandd-heading brandd-theme-light brandd-align-center\" style=\"--brandd-block-bg:#ffffff\">\n\t\t<div class=\"brandd-block__inner brandd-heading__inner\">\n\t\t\t\t\t\t\t<p class=\"brandd-heading__eyebrow font-body\">TRANSPARENCY<\/p>\n\t\t\t\t\t\t\t\t\t\t<h2 class=\"brandd-heading__title font-heading \">What I do not promise<\/h2>\n\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-heading__subtitle font-body \"><p><strong>I do not guarantee<\/strong> approval of financing, completion of the purchase or a fixed timetable. Final decisions rest with the banks, seller and professionals involved, not with me.<\/p>\n<p><strong>What I do assure you<\/strong> is different: an honest answer about your case, including when the answer is \u201cit is not advisable to proceed\u201d, and a process in which every step has an owner, an order and a reason.<\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t<\/section>\n\t\n<div id=\"prenota\" class=\"wp-block-group has-custom-css has-white-color has-text-color has-background has-link-color wp-elements-1\" style=\"background-color:#122b38\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center has-white-color has-text-color has-link-color wp-elements-2\">Find out whether and how you can finance the purchase<\/h2>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Book the preliminary call: 30 minutes, \u20ac50, payable when booking. Choose the date and time from the calendar. <\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">The call is available in Italian, German or English.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div style=\"--wp--block-button--width: 25;\" class=\"wp-block-button has-custom-width wp-block-button__width wp-block-button__width-25\"><a class=\"wp-block-button__link has-text-color has-background has-link-color wp-element-button\" href=\"mailto:EMAIL_REALE_DA_INSERIRE\" style=\"border-top-left-radius:10px;border-top-right-radius:10px;border-bottom-left-radius:10px;border-bottom-right-radius:10px;color:#233642;background-color:#eadcc5\"><strong>Write me by email<\/strong><\/a><\/div>\n<\/div>\n<\/div><\/div>\n\t<section class=\"brandd-block brandd-heading brandd-theme-light brandd-align-center\" style=\"--brandd-block-bg:#ffffff\">\n\t\t<div class=\"brandd-block__inner brandd-heading__inner\">\n\t\t\t\t\t\t\t<p class=\"brandd-heading__eyebrow font-body\">The call in brief:<\/p>\n\t\t\t\t\t\t\t\t\t\t<h2 class=\"brandd-heading__title font-heading \">what it includes and excludes<\/h2>\n\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-heading__subtitle font-body \"><p><strong>Includes<\/strong>: framing the case, explaining how the purchase may be financed in your situation, and outlining the process and next steps.<\/p>\n<p><strong>Excludes<\/strong>: document review, bank search and translations. These activities begin only after formal engagement. <\/p>\n<\/div>\n\t\t\t\t\t<\/div>\n\t<\/section>\n\t\t<section class=\"brandd-block brandd-faq brandd-theme-light brandd-faq-title-left\">\n\t\t<div class=\"brandd-block__inner brandd-faq__inner\">\n\t\t\t<div class=\"brandd-faq__heading\">\n\t\t\t\t\t\t\t\t\t<p class=\"brandd-faq__eyebrow brandd-heading__eyebrow font-body\">FAQ<\/p>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"brandd-faq__title font-heading\">Frequently asked questions<\/h2>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"brandd-faq__list\">\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"brandd-faq__item\">\n\t\t\t\t\t\t\t<span class=\"brandd-faq__icon\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\t\t<div class=\"brandd-faq__item-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"brandd-faq__question font-body\">Why is the call charged?<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-faq__answer font-body\"><p>Because it is first and foremost half an hour of work on your case. You leave the call knowing whether and how you may finance the purchase and what steps are required. It is also the point at which both of us decide whether to work together. Neither purpose is hidden. <\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"brandd-faq__item\">\n\t\t\t\t\t\t\t<span class=\"brandd-faq__icon\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\t\t<div class=\"brandd-faq__item-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"brandd-faq__question font-body\">Does the call guarantee that I will obtain financing?<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-faq__answer font-body\"><p>No. The call frames your case and identifies the route. Approval depends on the banks. No stage of the service guarantees the outcome.  <\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"brandd-faq__item\">\n\t\t\t\t\t\t\t<span class=\"brandd-faq__icon\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\t\t<div class=\"brandd-faq__item-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"brandd-faq__question font-body\">Will we review my documents during the call?<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-faq__answer font-body\"><p>No. The call is a preliminary consultation: we frame the situation and explain how to structure the financing. Document review, bank research and translations begin only after engagement.  <\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"brandd-faq__item\">\n\t\t\t\t\t\t\t<span class=\"brandd-faq__icon\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\t\t<div class=\"brandd-faq__item-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"brandd-faq__question font-body\">Must I already have chosen the property?<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-faq__answer font-body\"><p>Not necessarily, but the service works best where there is a specific property, or at least a defined area and budget. The process is designed for people ready to execute, not those still exploring.<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"brandd-faq__item\">\n\t\t\t\t\t\t\t<span class=\"brandd-faq__icon\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\t\t<div class=\"brandd-faq__item-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"brandd-faq__question font-body\">Can I buy without being in Italy?<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-faq__answer font-body\"><p>Yes. The offer, preliminary agreement and final deed can be handled through a power of attorney, with documents prepared and translated in advance. This is a normal part of the process I manage.  <\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"brandd-faq__item\">\n\t\t\t\t\t\t\t<span class=\"brandd-faq__icon\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\t\t<div class=\"brandd-faq__item-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"brandd-faq__question font-body\">Which language will we use?<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-faq__answer font-body\"><p>Italian, German or English, as you prefer. Documents for the bank and notary are prepared in the required language and format. <\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"brandd-faq__item\">\n\t\t\t\t\t\t\t<span class=\"brandd-faq__icon\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\t\t<div class=\"brandd-faq__item-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"brandd-faq__question font-body\">Are there tax advantages if I move to Italy?<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-faq__answer font-body\"><p>There may be regimes for new residents, but every situation is individual. My role is to frame the context and coordinate specialist advisers, not to replace an accountant or tax adviser. <\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t\t\t<article class=\"brandd-faq__item\">\n\t\t\t\t\t\t\t<span class=\"brandd-faq__icon\" aria-hidden=\"true\"><\/span>\n\t\t\t\t\t\t\t<div class=\"brandd-faq__item-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h3 class=\"brandd-faq__question font-body\">How much does the full service cost?<\/h3>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-faq__answer font-body\"><p>It depends on the required process. Before engagement, you receive an itemised quotation covering the advisory and coordination fee and each additional item, including translations, coordination of licensed professionals and any power of attorney. You decide with the figures in front of you.  <\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/article>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t<\/section>\n\t\t<section class=\"brandd-block brandd-cta brandd-theme-dark brandd-align-left\">\n\t\t<div class=\"brandd-block__inner brandd-cta__inner\">\n\t\t\t<div class=\"brandd-cta__content\">\n\t\t\t\t\t\t\t\t\t<h2 class=\"brandd-cta__title font-heading\">The next step is a 30-minute call<\/h2>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"brandd-cta__text font-body\"><p>If your income is not Italian but the home you want is, the fastest way to understand how to proceed is to speak to someone who does this professionally. Book the call: \u20ac50, 30 minutes, and an answer about your case. <\/p>\n<\/div>\n\t\t\t\t\t\t\t\t<a class=\"brandd-cta__button brandd-button font-body\" href=\"#prenota\">Book your preliminary call<\/a>\t\t\t<\/div>\n\t\t<\/div>\n\t<\/section>\n\t","protected":false},"excerpt":{"rendered":"<p>Find out whether and how you can finance the purchase Book the preliminary call: 30 minutes, \u20ac50, payable when booking. Choose the date and time from the calendar. The call is available in Italian, German or English.<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_brandd_show_page_title":false,"footnotes":""},"class_list":["post-421","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Financing a home in Italy with non-Italian income - Mittalien Studio<\/title>\n<meta name=\"description\" content=\"Do you live abroad and want to buy a home in Italy? I will tell you whether and how you can finance the purchase and coordinate the process through to completion. 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